Families, individuals and businesses are struggling with the rising costs of medical care.  Many employers have been forced to reduce, or even eliminate, health care coverage for their employees.  Research shows that employer-sponsored health insurance premiums have more than doubled in the last 9 years, a rate 4 times faster than cumulative wage increases.  Worse yet, inability to pay for medical bills after an illness or injury is one of the leading causes of bankruptcy in the U.S.

In an attempt to remedy what many perceive as a broken health care system, President Obama has called for serious health care reform.  One big aspect of a reformed health care system would be to reward healthy behaviors - the focus being on preventing illness as it is less costly than paying for treatment after the fact.

Of course, there may be a variety of legal issues the lawmakers will be forced to tackle when considering legislation incentivizing a healthy lifestyle, including how to avoid discriminating against certain employees, how to abide by privacy in health care regulations when getting so involved in an employee's health choices, and whether such perks as gym memberships and similar benefits aimed at health/wellness will be treated as taxable income, etc.

For more information on health care reform, visit HealthReform.Gov.