Throwback ThursdayOn Oct. 9, 1992, an 18-year-old girl was relaxing in front of the television at her parents' New York home when she heard a loud noise in the driveway. Frightened, she went out to see what happened. That is when she saw a gaping hole in the back of her car, a 1980 Chevy Malibu. The hole pierced all the way through the Chevy Malibu into the driveway below, where she found a rock the size of a bowling ball imbedded in the ground. The rock weighed approximately 28 pounds, it was warm to the touch, and it was football-shaped.

The meteorite was witnessed by thousands of people that day, as it beelined down from space on its billion-year-old trajectory. The American Museum of Natural History later examined the rock -- which reportedly smelled like rotten eggs -- and determined that it was indeed a meteorite from an asteroid belt situated between Mars and Jupiter. The bizarre incident made headlines throughout the nation. Fortunately, no one suffered any injuries from the meteorite collision; and, aside from the hole in the girl’s Chevy Malibu (and her parents' driveway), no other damage was done.

100 Pounds of Meteoric Material Hit Earth Every Day

According to scientists, 100 pounds of meteoric material crash into our planet every day. Sometimes, the meteorites are visible as they come plummeting from the skies. The blazing trail we see as the object enters the atmosphere is what we usually call a shooting star. These cosmic projectiles are typically comprised of iron, nickel and rock, and most of them have been traveling through space for billions of years. A lot of meteorites that strike the earth are small and no bigger than a piece of dust. However, it is not uncommon for a meteor to be 10 miles in diameter.

Fortunately, no 10-mile-wide meteors have hit any Chevy Malibus in recent history. Can you imagine what would happen if a 10-mile-wide meteor hit your car? Making a claim for insurance damages in such an event would probably be the least of your concerns.

Insurance Claims for Meteorite Damage: Really?

If your car is damaged because a meteorite hits your automobile, you might actually be covered for the damage by your auto insurance. It will depend on your policy and whether you bought “comprehensive” coverage. Typically, comprehensive insurance covers falling objects that hit your vehicle -- including meteorites.