Work At Home… So You Can Stay Home With the Kids!
By: LINDSEY O’NEILL, ESQ. These days, more and more people are opting to work from home… and for more varied reasons than ever before! Parents are choosing to work from home so they can stay home with the kids, laid-off workers are starting up home based businesses, entrepreneurs are working from home through an almost [...]
Federal Minimum Wage Increase to $7.25/hour
By: LINDSEY O’NEILL, ESQ. On July 24, 3009, the federal minimum wage increased to $7.25 per hour. This increase is the last of three provided by the Fair Minimum Wage Act of 2007. Many states also have minimum wage laws, however where the employee is covered by both state and federal law, the employee is [...]
FTC’s “Operation Loan Lies” Cracks Down on Mortgage Fraud
By: LINDSEY O’NEILL, ESQ. By now, we’ve all become familiar with loan modification scams, deceptive mortgage rescue ads, and other foreclosure scams. State Attorney General offices have received numerous complaints from unwary consumers who have fallen victim to some of these companies after having forked out substantial money to them, with little or no resolution [...]
By: LINDSEY O’NEILL, ESQ. Wildfires again in the news… Reminds me of a recent fire scare at a local business here in San Diego. The company conducted evacuation procedures in accordance with its policies to protect employees from possible injury from a fire hazard. With the recent fires in the news, I can’t help but [...]
By Don Coker In the mortgage origination frenzy of the last few years, many problems occurred in the closing of loans that never should have been closed. The mortgage banking and mortgage lending industries rely upon the expertise of title insurance companies to make sure that mortgage loan closings are carried out properly. Mortgage lenders [...]
Guide to California Adoptions
By: LINDSEY O’NEILL, ESQ. California is one of the states that has been pretty progressive in adoption law and, as such, is a popular adoption state. Many families are seeking information about how to adopt a child in California, including step-parent and domestic partner adoptions. Below are some resources about the basics to help you familiarize [...]
Moving for a New Job?… Beware of “Moving Company Fraud”
By: LINDSEY O’NEILL, ESQ. These days, when layoffs are large and new jobs are scarce, you might be considering even moving away in order to take a new job in a different location. So you search for movers on the internet, find the best deal out there (because a lot of new jobs these days [...]
By Don Coker: The most common types of Intellectual Property, Intellectual Capital, and Intangible Assets that need valuation are: Patents – Single patents or groups of patents that refer to a common technology. Software. Trademarks – This includes recognizable logos, brand names, etc. Copyrighted assets such as written works, art works, music works, etc. Favorable [...]
by Don Coker When a bank’s level of non-performing loans and foreclosed assets increases to the point that the bank’s costs and expenses exceed its revenues, the resulting deficit erodes the bank’s net worth and reduces stockholders’ equity. Depending upon the particular bank’s level of net worth, a serious problem will result at some point [...]
Credit Card Fraud 101
By: LINDSEY O’NEILL, ESQ. Credit card and debit card fraud is more widespread than in the past. In fact, the FTC reports that such fraud costs hundreds of millions of dollars each year in losses to cardholders as well as the credit card companies and issuers. It can happen in a variety of ways ranging [...]
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